Fix My Credit

Cancelling Credit Cards: Good For Your Credit Score?

Are you saying, “I want to fix my credit so I can have a better credit score”?  Some people suggest that you reduce your credit cards to one or two that you use for regular purchases and your oldest one credit card, then, cancel the rest. This advice is often criticized, so I thought it’d be fair to [...]

Your Credit Score: What Is It And Why Is It Important?

Anyone who has tried to get a loan in the last fifteen years or even anyone who has tuned into basic cable in the last year and a half is at least familiar with the basic idea of a credit score: it’s a number that lenders use to determine what interest rate to give you [...]

Fix Your Credit Report Errors

Did you know that 1 in 4 credit reports contain errors that are significant enough to affect your credit score in a negative way? That means that there is a good chance that a mistake that the credit bureaus made might be costing you thousands of dollars. That’s why it is so important to review [...]

What Not To Do When Trying to Fix Your Credit

If you discover a problem with your credit score and have been saying “I want to fix my credit“, don’t act without knowing exactly what to do. Doing things that seem like they might improve your credit, might actually damage your credit score. Before getting into the five mistakes you need to avoid, let’s look at [...]

Your Credit Score: 5 Things That Make or Break It

Have you been saying, “I want to fix my credit“?  There are 5 big things that make up your credit score, and when you know how to manipulate them, you can make big improvements to your credit rating. Some have more weight than others, so you will want to focus those areas that will have [...]

FICO® Formula Book Review

Is the FICO® Formula eBook Worth It? An Honest Review…
If you need some help qualifying for a better rate on a loan or getting more credit, I just read what might just be the best resource for instantly increasing your credit score.  The FICO® Formula is jam packed with tips on how to beat the [...]