Fix My Credit | Fix Your Credit Report Errors

Did you know that 1 in 4 credit reports contain errors that are significant enough to affect your credit score in a negative way? That means that there is a good chance that a mistake that the credit bureaus made might be costing you thousands of dollars. That’s why it is so important to review your credit report on a regular basis.

What’s more interesting is that even if you have negative marks on your report that are in fact true, there are a handful of things you can do to instantly increase your credit rating. That’s because your rating is automatically assigned by a computer looking at your credit report. Fortunately for you, there are many ways to trick the system and instantly improve that score.

Now (if you’re saying, “I want to fix my credit“) you can do what credit counselors charge a fortune for completely on your own. By just taking a few simple steps that are guaranteed to increase your rating, you can get the loan you need at the rate you deserve.

The amazing thing is that it is that none of these strategies are difficult to do. Take the debit-to-credit ratio for example. Lenders like to see that you only use a small fraction of your credit, so if you simply increase the limit on your credit cards you’ll instantly increase your credit rating. It’s a simple as making one phone call!

There are several other quick fixes you can do to quickly improve your credit score, but you need to first understand how the FICO score is calculated.   To help get you there quicker, just follow the step-by-step instructions in the FICO® Formula eBook.  To Your Success!